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Terms of Service

Scope

These Terms of Service ("Terms") govern your access to and use of certain information, tools, content, and analytic capabilities (the "Service") on www.socsecan.com (the "Site"), owned and maintained by Enterprise System Development, LLC ("ESD").

These Terms are a binding agreement between you and ESD. By clicking "I accept the terms and conditions of the Terms of Service Agreement" at the time you initially accessed the Service and by continuing to use the Service, you accept and agree to be bound by these Terms. Your use of the Service is governed by the version of the Terms in effect on the date of use. ESD may modify these Terms at any time and without prior notice. If you continue to use the Service thereafter, your continued use of the Service constitutes acceptance of the changes and an agreement to be bound by the modified Terms. You should review the most current version of these Terms by clicking on the Terms of Service hyperlink located at the bottom of each Service screen.

Privilege to Access and Use of the Service

Subject to these Terms, you may access and use those aspects of the Service intended for access and use by ESD customers on the Site. You (sometimes referred to as "Consumer" herein or on the Site) shall not (1) access or use any aspect of the Service other than the Site; (2) access or use the Service for any purposes other than personal use; or (3) access or use the Service in any unlawful manner or in violation of these Terms. You understand, acknowledge and agree that: ESD has authorized you to access and use the Site. ESD may at any time, in its sole discretion, without prior notice, terminate such authorization for any reason. ESD retains the right to establish practices and/or limits in connection with the Service, including but not limited to establishing maximum disk space allotted to your information. Your experience with the Service, including capabilities and depth of information presented on the Site, may differ based on your means of access to the Service.

The Site is provided solely as a convenience to you for educational and informational purposes only. You should not rely on this Service as the primary basis for your Social Security benefit, investment, financial or tax planning decisions. The Site is not intended to provide legal, tax, investment or insurance advice. The Social Security and financial planning results shown are hypothetical and provided for informational purposes only. You are responsible for determining whether, and how, to implement any Social Security benefit and financial planning recommendations presented, including asset allocation suggestions. You should consult your legal or tax professional regarding your specific situation.

You are responsible for obtaining your own hardware, software and services (such as computers, browsers and Internet access service) necessary to access and use the Service and for payment of all fees involved in obtaining such hardware, software and services. ESD does not guarantee or warrant that any part of the Service is free of viruses or other harmful code. You must take appropriate precautions, such as use of an anti-virus software package, to protect your computer hardware and software. You are responsible for safeguarding your log-in credentials, if any, such as user name and password which enable your access to the Site. You must immediately notify ESD if your log-in credentials are compromised. ESD has no liability for any loss, claim, or other damages that result from unreported, unauthorized use of your login credentials. You agree to cooperate with ESD in any investigation and agree to take corrective measures to protect your accounts from further fraudulent activity.

ESD cannot always foresee or anticipate technical or other difficulties. These difficulties may result in inaccuracy of data, personalization settings or other service interruptions. ESD is not responsible for the timeliness, accuracy, deletion, mis-delivery or failure to store any user data, communications or personalization settings. In order for the Service to function effectively, you must enter correct information.

You acknowledge and agree that all trademarks and service marks displayed on the Site screens belong to ESD, except third party trademarks and service marks, which are the property of their respective owners. Certain data and other content displayed on the Site is supplied by unaffiliated third party data providers under a limited license grant from such third party to ESD. Such third party data providers, their partners, suppliers and their respective affiliates ("Third Party Data Providers") expressly disclaim any and all warranties regarding, and any liability, responsibility, or damages with respect to, your access to and use of such content via the Service. You are only permitted to use the content as displayed on this site as expressly authorized by the Service. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you may not reverse engineer or reverse compile any of the technology associated with the Service, or develop any product or service (including any data file or database) using or based on any component of the Service.

Other Terms and Conditions

The Service may provide links to web sites and include embedded videos not operated or hosted by ESD. ESD provides these links and/or videos for your convenience and they may be removed at any time. ESD does not investigate the quality, accuracy or completeness of any content on third party web sites. You acknowledge and agree that ESD is not responsible or liable for any content, advertising, products or other materials on or available from third party web sites or embedded videos. You are responsible for familiarizing yourself with the content of such third party websites and/or embedded videos, including the applicable privacy policies related thereto. The Site is intended to be made available only to individuals in the United States, and the information on the Site is only for such persons.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD- PARTY DATA PROVIDERS) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS FURNISHED "AS IS" AND WITHOUT ANY EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES INCLUDING, WITHOUT LIMITATION, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AVAILABILITY OF ALL OR ANY PART OF THE SERVICE, AND FREEDOM FROM ERRORS, VIRUSES, BUGS OR OTHER HARMFUL COMPONENTS. YOU AGREE THAT NEITHER ESD NOR ANY THIRD-PARTY DATA PROVIDER WILL BE LIABLE FOR ANY HARMS RESULTING FROM YOUR USE OR INABILITY TO USE THE SERVICE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, EVEN IF ESD OR THIRD PARTY DATA PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

ESD's Third-Party Data Providers are considered third-party beneficiaries of these Terms, are entitled to the rights and benefits hereof and may enforce the provisions pertaining to your use of the Service contained herein, including content available on the Site, as if they were parties hereto. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, or the exclusion of certain warranties. Accordingly, some of the above limitations may not apply to you. As a condition of your use of the Service, you agree to indemnify and hold ESD harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the Service, or from your violation of these Terms. If any provision of these Terms is held to be unenforceable, then such provision shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. These Terms and your access to and use of the Service shall be governed by the laws of the State of North Carolina, except with respect to conflicts of laws or as otherwise required by applicable law.

WE WILL NOT SHARE YOUR E-MAIL ADDRESS WITH ANYONE.